As a real estate attorney in Florida, our office is able to originate residential mortgage loans, and we have direct access to the secondary mortgage market. Rather than paying a commission to our office as a broker, our charges are attorneys fees and they are a flat rate. Any "yield spread" premiums that are available on a particular loan and paid by the lender are credited to you on the closing statement, thereby reducing your closing costs. As your attorney, I am representing you in dealing directly with the lender. Since real estate attorneys do not receive a commission, we have no financial interest in helping you choose one particular mortgage over another.
Attorneys are sworn to protect their client's interest in every way. That includes representing your best interest in all aspects of your real estate transaction, from the initial contract to closing. This is a unique relationship that only exists between an attorney and his or her client.
Remember- as a real estate attorney, G. Michael Mackenzie charges only for his legal services. In fact, we are so confident that we can cost effectively help you obtain your mortgage that we encourage you to compare. In addition, we maintain a strong working relationship with several reputable mortgage lenders in the area, so if needed, we are able to provide you with a referral to someone in whom we have confidence and respect.
Questions?? Contact us for more information.
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